7 Steps to Build A Better Budget
You Cannot Save Until You Know What You Spend My belief has always been that there are 3 kinds of people when it comes to having a budget; the first knows exactly where everything is spent. They have spreadsheets and trackers and can tell you exactly where they stand. Person #3 has no idea; money […]
Making Change(s) is Hard
Habits Are Hard To Break Change, in any form, is a process, and it ain’t easy. It is even more challenging when we are dealing with a long-standing belief or habit. Then trying to change can become downright painful, even crippling, when we are dealing with things that havwe an emotional hold on us. And […]