Is 2021 Off To A Good Start?
If You Thought That 2020 Was Bad… You Would Think That 2021 Has It EasyLet’s face it – 2020 sucked; There was a global pandemic, quarantines, a market crash (and yes I can use that term as it was a more than 30% decline at one point), and most of us had to get used […]
The Markets This Week
The Financial Review for Week of January 11 THE WEEK ON WALL STREET Shrugging off COVID-19 infections and the disruption at the Capitol on January 6, stocks powered higher to kick off a new year of trading.The Dow Jones Industrial Average gained 1.61%, while the Standard & Poor’s 500 increased by 1.83%. The Nasdaq Composite index, […]
Market Predictions – #trendcasting
US Treasuries Flashing A Warning Sign? Last night in our first Thirsty for knowledge Thursday of the New Year we the state of the state of the financial markets and where we see things headed from here. It was a little bit of looking back to see what’s ahead with a little forecasting, some predicitons, and a […]
#1 Retirement Question is the Wrong Question
WHEN? The #1 questions that is asked of anyone planning or thinking about retirement is “When do you want to retire” or it may be re-phrased as “At what age do you want to retire”. While this question is a consideration, it is definitely not the most important question to ask. That question is HOW? As in “How are you going to retire?”. […]
Speed Bumps on your Retirement Journey
There are plenty of potholes to avoid along your way… Once you have your figures & numbers firmed up, and you’ve poltted out a course for whn you will be retiring. The next step is to make sure that you will stay on course. And just like when you are planning any other type of […]
What’s In Your Buckets?
The 3 Functions of Your Money in Retirement What’s In Your Buckets? When you are in retirement there are only three (3) things that your money is there to do; Generate Income Provide Liquidity Leave A Legacy That’s it! And I know this sounds simplistic, but the problem that most retirees face is trying to make […]
Change Your Spending Habits
7 Steps to Change Your Spending Ways Here are 7 ways that you can impact the way your spend, or steps that you can take to help manage or change some habits you may developed when it comes to parting with your money: 1. CASH ONLYCredit, and especially ATM cards, make it very easy for us to […]
5 Ways to Save Money
Ways to help you save more money Sometimes the hardest thing about saving money is just getting started. These are a couple of our favorite ways to save money. Hopefully you will be able to try a couple, or all of these steps to help you develop a simple and realistic strategy, so you can […]
7 Steps to Build A Better Budget
You Cannot Save Until You Know What You Spend My belief has always been that there are 3 kinds of people when it comes to having a budget; the first knows exactly where everything is spent. They have spreadsheets and trackers and can tell you exactly where they stand. Person #3 has no idea; money […]
Making Change(s) is Hard
Habits Are Hard To Break Change, in any form, is a process, and it ain’t easy. It is even more challenging when we are dealing with a long-standing belief or habit. Then trying to change can become downright painful, even crippling, when we are dealing with things that havwe an emotional hold on us. And […]